Abantu abaningi manje basebenzisa izinhlelo zokukhokha ngogesi. Lokhu kulula kakhulu: imali ka-elekthronikhi ingakhishwa ngokheshi noma ikhokhelwe noma yiziphi izimpahla noma izinsizakalo online. Enye yezinhlelo ezaziwa kakhulu zokukhokha iWebMoney (WebMoney). Ikuvumela ukuthi uvule ama-wallets alingana cishe noma iyiphi imali, futhi inikeza nezindlela eziningi zemali eyimali ye-elektroniki.
Okuqukethwe
- I-WebMoney Wallets
- Ithebula: ukuqhathaniswa kwamapharamitha eWebMoney wallet
- Ungayikhipha kanjani imali ngokunenzuzo kuWebMoney
- Ekhadini
- Ukudluliswa kwemali
- Abashintshi
- Kungenzeka yini ukuthi ukhiphe imali ngaphandle kwekhomishini
- Izici zokuhoxa eBelarus nase-Ukraine
- Ezinye izindlela
- Inkokhelo yezinsizakalo nezokuxhumana
- Isiphetho kuQiwi
- Okufanele ukwenze uma isikhwama semali sikhiyiwe
I-WebMoney Wallets
Isikhwama ngasinye sohlelo lokukhokha lweWebMoney luhambelana nemali. Imithetho yokusetshenziswa kwayo ilawulwa yimithetho yezwe lapho le lwemali ingelizwe. Ngokuvumelana nalokho, izidingo zabasebenzisi besikhwama se-elekhthronikhi, imali esetshenziswayo, isibonelo, ama-ruble aseBelarusian (WMB), angahluka kakhulu kuzidingo zalabo abasebenzisa i-ruble (WMR).
Isidingo esijwayelekile sabo bonke abasebenzisi noma iyiphi i-WebMoney wallets: kufanele ugunyazwe ukuze ukwazi ukusebenzisa isikhwama
Imvamisa, banikela ngokudlulisa ukuhlonza kungakapheli amasonto amabili okuqala ngemuva kokubhalisa kuhlelo, ngaphandle kwalokho isikhwama sizovinjelwa. Kodwa-ke, uma ulahlekelwe yisikhathi, ungaxhumana nensizakalo yokusekelwa, futhi bazokusiza ukuxazulula le nkinga.
Imikhawulo enanini lesitoreji kanye nokuhanjiswa kwezezimali kuncike ngqo kusitifiketi seWebMoney. Isitifiketi sinikezwa ngesisekelo sobunikazi esidlulisiwe futhi ngokuya ngenani lemininingwane yomuntu siqu enikeziwe Lapho uhlelo oluningi lungathemba iklayenti elithile, amathuba amaningi alinikezayo.
Ithebula: ukuqhathanisa kwemingcele yeWalletMoney wallet
| R-isikhwama | I-Z-wallet | I-e-wallet | U-wallet | |
| Uhlobo lwesikhwama, imali efanayo | I-ruble yaseRussia (RUB) | Idola laseMelika (i-USD) | I-Euro (EUR) | I-Hryvnia (UAH) |
| Imibhalo Edingekayo | Scan Passport | Scan Passport | Scan Passport | Akusebenzi okwesikhashana |
| Inani lomkhawulo we-Wallet |
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| Umkhawulo wenkokhelo yanyanga zonke |
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| Akutholakali okwesikhashana |
| Umkhawulo wokukhokha kwansuku zonke |
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| Akutholakali okwesikhashana |
| Izici ezingeziwe |
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Ungayikhipha kanjani imali ngokunenzuzo kuWebMoney
Kunezindlela eziningi zokukhipha imali nge-elekthronikhi: kusuka ekudluliseleni ekhadini lasebhange kuya ekunciphiseni imali emahhovisi ohlelo lokukhokha nabalingani balo. Enye nenye yalezi zindlela ifaka ukubalwa kwekhomishini ethile. Elincane kakhulu liboniswa ekhadini, ikakhulukazi uma likhishwe yiWebMoney, noma kunjalo lesi sici asitholakali kuma-ruble wallets. Ikhomishini enkulu yabanye abashintshisanayo nayo uma idlulisa imali ngokudluliswa kwemali.
Ekhadini
Ukuhoxisa imali kwiWebMoney uye ekhadini, ungayinamathisela esikhwameni sakho noma usebenzise umsebenzi "Hudlulela kunoma yiliphi ikhadi".
Esimweni sokuqala, "ipulasitiki" izobe isivele iboshelwe esikhwameni, futhi emva kwalokho akudingeki ukuthi uphinde ufake idatha yayo njalo uma ukhipha. Kuzokwanela ukuyikhetha ohlwini lwamakhadi.
Uma kwenzeka kukhishwa kunoma yiliphi ikhadi, umsebenzisi ukhombisa imininingwane yekhadi ahlela ukukhipha kulo imali
Imali ithathwa ngaphezulu kwezinsuku eziningi. Imali ekhishwe ku-avareji isuka ku-2 iye ku-2,5%, kuya ngebhange elikhiphe ikhadi.
Amabhange athandwa kakhulu asetshenziswa ukwenza imali:
- I-PrivatBank;
- ISberbank
- I-Sovcombank;
- I-Alfa Bank.
Ngaphezu kwalokho, ungayala ukukhishwa kwekhadi lohlelo lokukhokha lweWebMoney, olubizwa ngePayShark MasterCard - le ndlela itholakala kuphela kuma-wallet wemali (WMZ, WME).
Lapha kufakwa esinye futhi isimo: ngaphezu kwephasiphothi (okumele ilandwe vele ihlolwe ngabasebenzi bezikhungo zezitifiketi), udinga ukulanda ikhophi elihlolisisiwe lesikhathi senkokhelo ye-utility bill ethi "iminyaka" engekho ngaphezulu kwezinyanga eziyisithupha. I-akhawunti kufanele inikezwe igama lomsebenzisi lohlelo lokukhokha bese iqinisekisa ukuthi ikheli lokuhlala elikhonjiswe kuphrofayili lilungile.
Ukuyisa imali kuleli khadi kuhlanganisa ikhomishini ka-1-2%, kepha imali iza ngokushesha.
Ukudluliswa kwemali
Ukuhoxisa imali kuWebMoney kuyatholakala usebenzisa ukudluliswa kwemali okuqondile. E-Russia yilokhu:
- I-Western Union
- I-UniStream
- Umqhele weGolide;
- Ukuxhumana
Ikhomishini yokusebenzisa ukudluliselwa kwemali iqala isuka ku-3%, futhi ukudluliselwa kungatholwa ngosuku okuqhutshwa ngalo imali emahhovisi emabhange amaningi nasemahhovisi ePosi aseRussia
Kuyatholakala i-oda leposi, ikhomishini yokuqalisa ukusetshenziswa eqala ku-2%, imali ifika kumamukeli kungakapheli izinsuku eziyisikhombisa zebhizinisi.
Abashintshi
Lezi izinhlangano ezisiza ukukhipha imali kwi-WebMoney enxebhe ikhadi, i-akhawunti noma imali ezimeni ezinzima (ngokwesibonelo, njengase-Ukraine) noma lapho udinga ukukhipha imali ngokuphuthumayo.
Izinhlangano ezinjalo zikhona emazweni amaningi. Babiza ikhomishini ngezinsizakalo zabo (kusuka ku-1%), ngakho-ke kwesinye isikhathi kuvela ukuthi ukuhoxa ikhadi noma i-akhawunti ngqo kungabiza kakhulu.
Ngaphezu kwalokho, udinga ukuhlola idumela le-exchanger, ngoba ngokubambisana kwabasebenzi bayo imininingwane eyimfihlo (i-WMID) idluliswa imali idluliselwe kwi-akhawunti yenkampani.
Uhlu lwabashintshisanayo lungabonakala kuwebhusayithi yohlelo lokukhokha noma kusetyenziso lwayo engxenyeni ethi "Izindlela Zokuhoxisa"
Enye yezindlela zokukhipha imali kuwebhusayithi yeWebmoney: "Shintshisana amahhovisi nabathengisi." Udinga ukukhetha izwe lakho nedolobha lakho kuwindi elivulayo, futhi uhlelo luzokhombisa bonke abashintshanayo abaziwa kuleyo ndawo oyishoyo.
Kungenzeka yini ukuthi ukhiphe imali ngaphandle kwekhomishini
Ukudonswa kwemali kusuka kuWebMoney kuya ekhadini, e-akhawuntini yasebhange, ukheshi noma kolunye uhlelo lokukhokha akunakwenzeka ngaphandle kwekhomishini, ngoba akukho nhlangano imali idluliselwa ekhadini, i-akhawunti, esinye isikhwama semali noma imali ephumayo enganikeli izinsizakalo zayo mahhala.
Akukho khomishini ekhokhiswa kuphela ngokudluliselwa ngaphakathi kohlelo lweWebMoney uma ababambiqhaza bokudluliselwa benenqanaba lesitifiketi esifanayo
Izici zokuhoxa eBelarus nase-Ukraine
Yisakhamuzi saseBelarus kuphela esithole isitifiketi sokuqala sohlelo lokukhokha esingavula isikhwama seWebMoney esilingana nama-ruble aseBelarusian (WMB) futhi sisisebenzise ngaphandle kwesithiyo.
Umqinisekisi weWebMoney esifundeni salesi sifundazwe ngu-Technobank. Kusehhovisi lakhe ukuthi ungathola isitifiketi, izindleko zazo ezingama-ruble angama-20 aseBelarus. Isitifiketi sakho sizobiza ama-ruble angama-30 aseBelarusian.
Uma umnikazi wesikhwama engeyena ophethe isitifiketi sezinga elidingakalayo, imali eku-WMB-wallet yakhe izovinjelwa aze athole isitifiketi. Uma lokhu kungenzeki kungakapheli iminyaka embalwa, khona-ke ngokomthetho wamanje waseBelarus, baba impahla yombuso.
Kodwa-ke, amaBelarusians angasebenzisa amanye ama-wallet eWebMoney (futhi, ngokufanele, ezezimali), akhokhela ezinye zezinsizakalo zawo futhi adlulisele kumakhadi asebhange.
Ukuqinisekiswa kwesikhwama se-WMB ngokuzenzakalelayo "kuletha ukukhanya" imali edlula kuyo, ehlotshaniswa nemibuzo engenzeka kusuka kwenkonzo yentela
Muva nje, ukusetshenziswa kohlelo lokukhokha kweWebMoney e-Ukraine sekukhawulelwe - ngokuqondile, i-wMU wallet yayo ye-hryvnia manje ayisasebenzi: abasebenzisi abakwazi ukuyisebenzisa nhlobo, futhi imali isungulwe unomphela.
Abaningi bagweme lokhu kubonga okukhawulelwe ku-VPN - inethiwekhi yangasese ebonakalayo exhunywe nge-Wi-fi, ngokwesibonelo - namandla okudlulisela ama-h scrollnias kwamanye ama-wallets e-WebMoney (imali noma i-ruble), bese akhipha imali ngezinsizakalo zezinkampani zokushintshana.
Ezinye izindlela
Uma ngenxa yesizathu esithile kungekho okungenzeka noma isifiso sokukhipha imali kwi-wallet kagesi yeWebMoney uye nayo ekhadini, kwi-akhawunti yasebhange noma ekhaleni, lokhu akusho ukuthi awukwazi ukusebenzisa le mali.
Kukhona amathuba okukhokha ku-inthanethi okwenzelwe ezinye izinsiza noma izimpahla, futhi uma umsebenzisi engayemukeli imigomo yokufaka imali ngqo kwiWebMoney, angakhipha imali esikhwameni sezinye izinhlelo zokukhokha ngogesi, bese ekhipha imali ngendlela elula.
Kubalulekile ukuthi uqiniseke ukuthi kuleli cala ngeke kube nokulahleka okungaphezulu kumakhomishini.
Inkokhelo yezinsizakalo nezokuxhumana
Uhlelo lokukhokha lweWebMoney lwenza ukuthi kukhokhelwe izinsizakalo ezithile, kufaka phakathi:
- izindleko zokusebenzisa;
- Shaja ibhalansi yefoni ephathekayo;
- ukuphindiselwa kabusha kwemali esele;
- ukukhokhwa komhlinzeki wesevisi ye-Intanethi;
- ukuthenga emidlalweni eku-inthanethi;
- ukuthengwa kanye nokukhokhwa kwezinsiza ekuxhumaneni nomphakathi;
- inkokhelo yezinsizakalo zokuhamba: itekisi, ukupaka, ezokuthutha umphakathi nokunye okunjalo
- ukukhokha okuthengiwe ezinkampanini ezisebenza naye - kweRussia, uhlu lwezinkampani ezinjalo kufaka izinkampani zezimonyo "i-Oriflame", "Avon", izinsizakalo zokuhlinzeka ngabasizi abahlinzekayo "Beget", "MasterHost", ezokuphepha "iLegion" nabanye abaningi.
Uhlu oluqondile lwezinsizakalo nezinkampani zamazwe ahlukene kanye nezifunda ezahlukene zingatholakala kuwebhusayithi noma kuhlelo lokusebenza lweWebMoney
Udinga ukukhetha isigaba se- "Payment for services" kuWebMoney futhi ukhombise izwe lakho nesifunda sakho ekhoneni eliphezulu kwesokudla lewindi elivulayo. Uhlelo luzokhombisa zonke izinketho ezitholakalayo.
Isiphetho kuQiwi
Abasebenzisi bohlelo lweWebMomey bangabopha isikhwama se-Qiwi uma izidingo ezilandelayo zihlangatshezwa umsebenzisi:
- ungumhlali waseRussia Federation;
- Unesitifiketi esisemthethweni noma esisezingeni eliphakeme;
- ukukhomba okwedlule.
Ngemuva kwalokho, ungakhipha imali ku-Qiwi wallet ngaphandle kobunzima noma izindleko zesikhathi ezingenasidingo ngekhomishini ka-2,5%.
Okufanele ukwenze uma isikhwama semali sikhiyiwe
Kulokhu, kusobala ukuthi ukusebenzisa isikhwama ngeke kusebenze. Uma lokhu kwenzeka, into yokuqala okufanele yenziwe ukuxhumana ne-WebMoney ukwesekwa kwezobuchwepheshe. Abasebenzisi baphendula ngokushesha ngokwanele futhi basize ukuxazulula izinkinga ezivelayo. Ngokunokwenzeka, bazochaza isizathu sokukhiya, uma kungacaci, bese besho ukuthi yini engenziwa esimweni esithile.
Uma isikhwama sivinjelwe ezingeni lomthetho - ngokwesibonelo, uma ungakhokheli imali mboleko ngesikhathi, imvamisa ngeWebmoney - ngeshwa, ukusekelwa kwezobuchwepheshe ngeke kusize kuze kulungiswe isimo
Ukuhoxisa imali ngeWebMoney, kwanele ukukhetha indlela elula kakhulu nezuzisa inzuzo yakho kanye, futhi ngokuqinisekile esikhathini esizayo ukuhoxiswa kuzoba lula kakhulu. Udinga nje ukunquma ngezindlela zayo ezitholakalayo zesikhwama esithile endaweni ethile, usayizi wekhomishini owamukelekayo nesikhathi esifanele sokuhoxisa.
