Imvamisa, abasebenzisi bezitolo eziku-inthanethi bachitha isikhathi esiningi bekhetha umkhiqizo kunokubhalisa ukuthenga kwabo. Kepha esikhathini esiningi kufanele ukhokhe ngokukhokha. I-AliExpress kulokhu ibhekene nezinketho eziningi zokukhokha ukuze amakhasimende akwazi ukwenza kalula ukuthenga nganoma iyiphi indlela. Ukuze umsebenzisi ngamunye akwazi ukukhetha inketho ayithandayo kunazo zonke.
Ezokuphepha
I-AliExpress ibambisana ngqo nezinhlelo ezahlukahlukene zokukhokha nemithombo ukuze inganikeli amakhasimende inketho ebanzi kakhulu, kodwa futhi nokukhulisa izinga lokuthembela kwama-microtransaction.
Kubalulekile ukwazi ukuthi ngemuva kokwenza ukuthenga, imali ayidluliselwa kumthengisi kuze kube yilapho ikhasimende liqinisekisa iqiniso lokuthola izimpahla, kanye nokweneliseka ngezimpahla. Ukuvikelwa ekudlulisweni kudlula ngemuva kokuphela kwesikhathi Ukuvikelwa Komthengi.
I-AliExpress ayigcini imali kuma-akhawunti ayo ukuze isetshenziswe esikhathini esizayo! Ukuphela kwendlela yalesi senzo ukuvimba imali kuze kuthengwe kuqinisekisiwe. Uma insizakalo izonikela ukugcina imali ekhaya, kungenzeka ukuthi laba abanamahlazo bazenza isayithi.
Ukukhokhelwa kwezimpahla
Isidingo sokukhokhela izimpahla senzeka esigabeni sokugcina sokufaka i-oda.
Elinye lamaphuzu wokubhalisa ukugcwalisa nje ifomu lokuthenga. Ngokwenqubo ejwayelekile, uhlelo lunikezela ukukhokha ngekhadi le-Visa. Umsebenzisi angachofoza umaki "Enye inketho" bese ukhetha noma yikuphi okunye okuhlongozwayo. Uma ikhadi lasebhange selivele ligcinwe ohlelweni, le ndlela izocaciswa ngezansi. Uzodinga ukukhomba okubhaliwe okuhambisanayo ngezansi bese uqhafaza ukuvula iwindi oyifunayo. Lapho, ungenza ukukhetha.
Ngemuva kokuqinisekisa iqiniso lokuthenga, imali edingekayo izokhishwa emthonjeni okhonjisiwe. Njengoba sekushiwo, bazovinjwa esizeni kuze kufike lapho umthengi ethola i-oda futhi aqinisekise iqiniso lokweneliseka ngomsebenzi.
Ngayinye yezinketho zokukhokha inezinzuzo zayo nokungahambi kahle, kanye nezici.
Indlela 1: Ikhadi Lebhange
Inketho ekhetheke kakhulu ngenxa yokuthi lapha ukuvikela okwengeziwe kokudluliselwa kunikezwa yibhange uqobo. I-AliExpress isebenza namakhadi weVisa ne-MasterCard.
Umsebenzisi uzodingeka ukuthi agcwalise ifomu lokukhokha elijwayelekile kusuka ekhadini:
- Inombolo yekhadi;
- Usuku lokuphelelwa kwamakhadi ne-CVC;
- Igama nesibongo somnikazi, njengoba kukhonjisiwe ekhadini.
Ngemuva kwalokho, imali izodluliselwa ukukhokhela ukuthenga. Insizakalo izogcina idatha yekhadi ukuze ngokuzayo ikwazi ukukhokha kuyo ngaphandle kokuthi uphinde ugcwalise lefomu uma ngabe into ehambelana nayo ikhethiwe lapho kufakwa idatha. Umsebenzisi futhi angashintsha imephu, uma kunesidingo, ngokukhetha "Ezinye izindlela zokukhokha".
Indlela 2: QIWI
I-QIWI uhlelo olukhulu lokukhokha lwamazwe omhlaba, futhi ngokuya ngemvamisa yokusetshenziswa kwalo lusendaweni yesibili ngokuthandwa ngemuva kwamakhadi asebhange. Inqubo yokusebenzisa i-QIWI ilula nje.
Uhlelo ngokwalo luzodinga kuphela inombolo yocingo okuxhunywe kuyo isikhwama se-QIWI.
Ngemuva kwalokho, umsebenzisi uzothunyelwa kuwebhusayithi yesevisi, lapho imininingwane eyengeziwe izodingeka - indlela yokukhokha nephasiwedi. Ngemuva kwesingeniso, ungathenga.
Kubalulekile ukusho ukuthi inzuzo eyinhloko yalolu hlelo lokukhokha ukuthi u-Ali akakhokhisi imali yokuthenga ukusuka lapha. Kepha kunamaminithi amaningi. Kukholelwa ukuthi inqubo yokudlulisela imali isuka ku-QIWI iye ku-Ali iyona buggy kakhulu - amacala okuhoxiswa okuphindwe kabili, kanye nesimo seqhwa, ajwayelekile kakhulu "Kulindwe inkokhelo". Futhi okudluliselwa kusuka lapha ngamadola kuphela.
Indlela 3: WebMoney
Lapho ukhokha ngeWebMoney, insizakalo inikezela ngokushesha ukuya kuwebhusayithi esemthethweni. Lapho ungafaka i-akhawunti yakho bese uthenge ngemuva kokugcwalisa ifomu elifanele.
I-WebMoney inohlelo lokuphepha oluhlaselwe kakhulu, ngakho-ke lapho wenza isivumelwano sokubambisana no-Ali, kwakunesidingo sokuthi inkonzo idlulisele kuwebhusayithi esemthethweni yohlelo lokukhokha kuphela, futhi ingasebenzisi noma yikuphi ukuxhumana okudlulayo. Lokhu kungaholela ekusetshenzisweni okuningi futhi kunciphise ukuphepha kwama-akhawunti wamakhasimende eWebMoney.
Indlela 4: Yandex.Money
Uhlobo lwenkokhelo oludumile kakhulu oluvela ku-wallet online e-Russia. Uhlelo luhlinzeka ngezinketho ezimbili - eziqondile nemali.
Esimweni sokuqala, umsebenzisi uzoqondiswa kabusha kwifomu elifanelekile ukuthenga kusuka esikhwameni. Ukusetshenziswa kwekhadi lasebhange eliboshwe ku-Yandex.Money wallet kuyatholakala futhi.
Esimweni sesibili, okhokha uzothola ikhodi ekhethekile, edinga ukukhokhwa kunoma iyiphi i-terminal etholakalayo.
Lapho usebenzisa lolu hlelo lokukhokha, abasebenzisi abaningi baphawula izehlakalo zokudluliswa kwemali okude kakhulu.
Indlela yesi-5: I-Western Union
Kungenzeka futhi inketho yokusebenzisa ukudluliselwa kwemali usebenzisa insizakalo yeWestern Union. Umsebenzisi uzothola imininingwane ekhethekile lapho kuzodingeka ukudlulisa izindlela zokukhokha ngenani elidingekayo.
Le nketho yokweqisa ngokwedlulele. Inkinga yokuqala ukuthi izinkokhelo zamukelwa nge-USD kuphela, hhayi ngenye indlela, ukuze kugwenywe ezinye izinkinga ngokuguqulwa kwemali. Okwesibili - ngale ndlela izinkokhelo zamukelwa ngaphezulu komkhawulo othile. Amathoyizi amancane nezinye izinsimbi azikwazi ukukhokhwa ngale ndlela.
Indlela 6: Ukudluliselwa Kwebhange
Indlela efana neWestern Union, kuphela ngokudluliselwa kwasebhange. I-algorithm ifana ngokuphelele - umsebenzisi uzodinga ukusebenzisa imininingwane enikeziwe ukwenza ukudluliselwa kwemali egatsheni lasebhange elisebenza ne-AliExpress ukuze kudluliselwe inani elidingekayo lokuthenga. Indlela ifaneleka kakhulu kulezo zifunda lapho ezinye izindlela zokukhokha zingatholakali, kufaka phakathi i-Western Union.
Indlela yesi-7: I-Akhawunti Yeselula
Inketho enhle kulabo abangenakho okunye abangakwenza. Ngemuva kokufaka inombolo yakhe yocingo efomini, umsebenzisi uzothola i-SMS yokuqinisekisa ukukhokha okuvela ku-akhawunti yefoni ephathekayo. Ngemuva kokuqinisekiswa, inani elidingekayo lizodonswa kwi-akhawunti yocingo.
Inkinga lapha ngamakhomishini angahambisani, usayizi wawo onqunywa umhlinzeki ngamunye ngamunye. Baphinde babike ukuthi kunamacala avamile okuphazamiseka lapho kufika ukuqinisekiswa kweSMS. Ngaphezu kwalokho, kaningi lapho inkokhelo iphinde iceliwe, kungahle kube kufika umlayezo, futhi ngemuva kokuqinisekisa imali izokhokhwa kabili, bese kuthi lowo msebenzisi anikezwe imiyalo emibili. Ukuphela kwendlela yokuphuma lapha ukulahla owesibili ngokushesha, okuzokuvumela ukuthi ubuye uchithe isikhathi ngemuva kwesikhathi esithile.
Indlela yesi-8: Ukukhokha Imali
Inketho yokugcina, ekhethelwa ukungabikho kwezinye izindlela. Umsebenzisi uzothola ikhodi ekhethekile okudingeka uyikhokhe kunoma yisiphi isitolo esisebenza nenethiwekhi ye-ALiExpress.
Amaphuzu anjalo afaka, ngokwesibonelo, inethiwekhi yezitolo zedijithali "Svyaznoy". Kulokhu, uzodinga ukucacisa inombolo yocingo evumelekile. Uma i-oda likhanseliwe noma lingagcwaliswanga nganoma yisiphi isizathu, imali izobuyiselwa ngqo ku-akhawunti yakho yeselula.
Ukubambezeleka kokudluliselwa nezimali ezikhokhwayo kuncike ekutheni isitolo senzeke kuphi nokuthi kulesifunda siphi izwe. Ngakho-ke indlela futhi ibhekwa njengengathembeki kakhulu.
Mayelana nokuvikelwa kwabathengi
Umsebenzisi ngamunye ekuphumeni angaphansi Ukuvikelwa Komthengi. Lolu hlelo lunikeza isiqinisekiso sokuthi umthengi ngeke akhohliswe. Okungenani uma enza konke okulungile. Izinzuzo zohlelo:
- Uhlelo luzobamba imali ifomu elikhiyiwe futhi ngeke luyidlulisele kumthengisi kuze kube yilapho umthengi eqinisekisa ukwaneliseka ngempahla etholwayo noma kuze kube yilapho isivikelo siphelelwe yisikhathi - ngokwejwayelekile, lokhu kuyizinsuku ezingama-60. Emaqenjini ezimpahla adinga imibandela ekhethekile yokulethwa, isikhathi sokuvikelwa sesiside. Umsebenzisi futhi angandisa isikhathi sokuvikela uma isivumelwano sesiphelile nomthengisi ngokubambezeleka kwezimpahla noma isikhathi eside sokuhlola izimpahla.
- Umsebenzisi angayibuyisa imali ngaphandle kokunikeza isizathu uma ecela ukubuyiselwa imali ngaphambi kokuthumela iphakheji. Ngokuya ngohlelo lokuxazululwa kwemali, isikhathi sokubuyiselwa kwemali singashiyana ngokuhamba kwesikhathi.
- Imali izobuyiswa igcwele kumthengi, uma iphasela lingafinyelelanga, belingathunyelwa ngesikhathi, alilandelwa, noma iphasela elize linikezwe ikhasimende.
- Okufanayo kusebenza ekutholweni kwezimpahla ezingahambisani nencazelo kuwebhusayithi noma echazwe kwisicelo, zilethwe ngokungafanele, ngendlela elimele noma enesici. Ukuze wenze lokhu, uzodinga ukuqhuba inqubo, uvule impikiswano.
Imininingwane engaphezulu: Ungayivula kanjani impikiswano ku-AliExpress
Kepha uhlelo lunamaphutha anele avame ukuphuma ngemuva kwesikhathi eside sokusebenzisa insizakalo.
- Okokuqala, inqubo yokubuyiselwa kwemali cishe njalo ithatha isikhathi. Ngakho-ke uma isiphetho siphoqelelwa ukuba siyeke ukuthengwa ngokushesha nje ngemuva kokufaka i-oda, kuzodingeka ulinde ukubuya kwemali.
- Okwesibili, uhlelo lokukhokha izimpahla lapho selutholile ngeposi alukaqaliswa, futhi bambalwa abathengisi abasebenzisa ukuthunyelwa kwephathi uqobo ekhelini. Iphinda ixubushe ezinye izinto zokuhweba ku-Ali. Le nkinga izwakala ikakhulukazi emadolobheni amancane.
- Okwesithathu, amanani ahlala esuselwa kudola laseMelika, futhi ngenxa yalokho ancike kumanani awo okushintshana. Ngenkathi abahlali bamazwe lapho le mali isetshenziswa khona njengemali enkulu noma evamile kakhulu abazizwa izinguquko, abanye abaningi bangazizwa ngomehluko obonakalayo ngentengo. Ikhulukazi eRussia ngemuva kokunyuka okukhulu kwentengo ye-USD kusukela ngonyaka we-2014.
- Okwesine, kude nawo wonke amacala, izinqumo zochwepheshe be-AliExpress zizimele. Vele, ezinkingeni zabakhiqizi abakhulu bomhlaba wonke, laba bokugcina bavame ukuzama ukuhlangana nekhasimende futhi baxazulule izindaba ngendlela elula kakhulu futhi engenangxabano. Kodwa-ke, uma kunjalo bema endaweni engenakunyakaziswa, ochwepheshe ngesikhathi sokuxazululwa kwengxabano ekhulayo bangahlala ngasohlangothini lomthengisi noma ngabe umthwalo wobufakazi bokulunga kwamakhasimende mkhulu ngempela.
Noma kunjalo, imali yomthengi ku-AliExpress isezandleni ezinhle. Ngaphezu kwalokho, ukukhethwa kwezindlela zokukhokha kukhulu, futhi cishe zonke izimo kungenzeka zinikezwa. Lesi ngesinye sezizathu zokuthandwa kwale nsiza.