Izinsizakalo ze-E-commerce zikuvumela ukuthi ukhokhele izimpahla nezinsizakalo ezikwi-Intanethi. Banokuphepha okuphezulu kwezentengiselwano zezimali futhi bangaxhumana nezikhungo zebhange zendabuko. Ku-RuNet, izinsizakalo ze-Yandex Money ne-QIWI Wallet zithandwa kakhulu. Ngakho-ke, sizozama ukuthola ukuthi iyiphi engcono.
Ukubhalisa
Ukubhalisa kulezi zinsizakalo zombili kwenziwa kusetshenziswa umakhalekhukhwini. Ukwakha isikhwama se-Qiwi, vele uchaze inombolo bese uyiqinisekisa nge-SMS. Ngemuva kwalokho, uhlelo luzohlinzeka ngokugcwalisa eminye imininingwane yokuxhumana (igama, usuku lokuzalwa, idolobha).
Inombolo yocingo okubhaliswa kuyo uQiwi ifana ne-akhawunti yomuntu siqu. Isetshenziselwa ukugunyazwa ku-akhawunti yakho, ukudluliswa kwemali neminye imisebenzi ngemali.
I-akhawunti kuhlelo lwe-Yandex Money lokukhokha nge-elekthronikhi lwakhiwe uma kukhona ibhokisi leposi emthonjeni wegama elifanayo (uma kungenjalo, lizokwabelwa ngokuzenzakalelayo). Ngokuzithandela, ungasebenzisa idatha evela kuphrofayela ekuxhumaneni nomphakathi kwe-Facebook, VK, Twitter, mail.ru, Odnoklassniki noma Google Plus.
Ukugunyazwa eYandex Money, ngokungafani neQiwi, kwenziwa ngekheli le-imeyili noma ukungena ngemvume. I-ID ye-akhawunti eyingqayizivele inikezwa umuntu ngamunye futhi ayikwazi ukufana nenombolo yocingo.
Bheka futhi: Ungayakha kanjani i-wallet ohlelweni lweYandex.Money
Ukwenza kabusha i-akhawunti
Ibhalansi ye-QIWI neYandex Money ingabuyiselwa futhi ngqo kusuka kuwebhusayithi esemthethweni yohlelo lokukhokha. Ukuze wenze lokhu, vele ungene ngemvume ku-akhawunti yakho bese ukhetha enye yezindlela ezikhona zokudlulisa imali.
Zombili lezi zinhlelo zokukhokha zisekela ukwenziwa kabusha kwe-akhawunti kusetshenziswa ikhadi lasebhange, ibhalansi yeselula nemali (ngama-terminals angaxhunyiwe ku-inthanethi nama-ATM). Ngasikhathi sinye, ungakwazi ukuphonsa imali ngokushesha kwi-Yandex Money ngokusebenzisa iSberbank Online.
I-QIWI ayisebenzi ngqo neSberbank, kepha ikuvumela ukuthi uxhase i-akhawunti yakho ngaphandle kwekhomishini "Obolekayo online". Le sevisi itholakala kuphela kubantu abangaphezu kweminyaka eyi-18.
Bheka futhi: Ungayidlulisela kanjani imali isuka kwaSberbank iye kwi-QIWI
Susa imali
Kusizakala kakhulu ukusebenzisa izinhlelo zokukhokha ngogesi ukukhokhela izimpahla kanye nezinsizakalo ezikwi-Intanethi. I-QIWI ikuvumela ukuthi udlulise imali ekhadini leplastiki, kwelinye ibhange, kwi-akhawunti yenhlangano nosomabhizinisi ngamunye, ngohlelo lokudlulisa imali.
I-Yandex Money inikeza amakhasimende ayo izindlela ezifanayo: ekhadini, kolunye uhlelo lokukhokha ngogesi, kwi-akhawunti yasebhange yenhlangano eyodwa noma yezomthetho.
Ikhadi lepulasitiki lomkhiqizo
Kulabo abavame ukukhipha imali ku-akhawunti yohlelo lokukhokha ngogesi, i-QIWI neYandex Money banikela ngokuthenga ikhadi leplastiki. Ingakhokhelwa ezitolo ezingaxhunyiwe ku-inthanethi, zisetshenziselwe ukukhipha imali kuma-ATM, kubandakanya nakwamanye amazwe.
Uma singekho isidingo “seplastiki”, futhi i-akhawunti isetshenziselwa ukukhokhela kuphela izimpahla nezinsizakalo online, lapho-ke ezitolo ezingasebenzi neQiwi noma iYandex.Money, zombili izinqubo zokukhokha ngogesi zinikezela uku-oda ikhadi leplastiki lamahhala.
Ikhomishini
Inani lekhomishini lizohluka kakhulu kunendlela ekhethiwe yokukhipha imali. Ukuhoxisa imali ekhadini le-QIWI, kuzodingeka ukhokhe ama-2% namanye ama-ruble angama-50 (ngeRussia kuphela).
Ukuhoxisa imali ku-Yandex, kuzokhishwa ikhomishini eyengeziwe engu-3% nama-ruble angama-45 kumsebenzisi. Ngakho-ke, ukuthola imali Qiwi kufanelekile.
Amasayizi wamakhomishini eminye imisebenzi awafani. Ngaphezu kwalokho, iYandex.Money neQiwi Wallet bangaxhunyaniswa. Ngemuva kwalokho ukhokhele ukuthenga kanye nezinsizakalo ku-Intanethi kuzoba inzuzo enkulu.
Funda futhi:
Dlulisa imali kusuka ku-QIWI Wallet uye kuYandex.Money
Ungayiphinda kanjani i-QIWI Wallet usebenzisa insiza yeYandex.Money
Imikhawulo kanye Nemikhawulo
Amanani aphezulu okudluliswa kwemali phakathi kwama-akhawunti ahlukene ancike kusimo samanje sephrofayela. I-Yandex Money inikezela ngamakhasimende angaziwa, abhalisiwe futhi akhona. Ngayinye inemikhawulo kanye nemikhawulo yayo.
Kiwi Vallet isebenza ngendlela efanayo. Uhlelo lokukhokha nge-elekthronikhi lunikeza amakhasimende alo izinhlobo ezintathu zama-wallets, ubuncane, ubuncane besisekelo nobungcweti.
Ukuze ukhuphule izinga lokuthemba ohlelweni, kuyadingeka ukuqinisekisa ubuwena usebenzisa idatha yepasipoti noma ehhovisi lenkampani eliseduze.
Yisho nakanjani ukuthi yiziphi izinhlelo zokukhokha ngogesi ezingcono kunokuba zingenakwenzeka. Ukukhipha imali kwi-akhawunti ye-elekthronikhi, kunconywa ukuthi ukhethe i-QIWI Wallet. Uma udinga i-wallet ukuze ukhokhele ngokushesha ukuthenga nokunye ukukhokha online, kungcono ukusebenzisa i-Yandex Money. Ungaphinde uwagcwalise womabili ama-akhawunti ngokheshi (ngama-terminals noma ama-ATM) noma ngebhange eliku-inthanethi.
Funda futhi:
Ukufunda ukusebenzisa isikhwama se-QIWI
Ungayisebenzisa kanjani insiza yeYandex.Money
